Medicare does indeed cover hospital beds for home use as long as specific conditions are met. SlumberSource hospital bed experts are standing by to guide you during this process.
Medicare Coverage Rules -
- Medicare Part B: Hospital beds fall under Durable Medical Equipment (DME) coverage by Medicare Part B (Medical Insurance).
- Medical Necessity: Medicare will only cover the cost if your doctor prescribes the hospital bed as medically necessary for your condition.
- Supplier: The hospital bed must be purchased or rented from a Medicare-approved supplier.
Costs/Reimbursement -
- Medicare Part B Pays: Medicare Part B will typically cover 80% of the Medicare-approved cost of renting or buying a hospital bed.
- Your Responsibility: You'll be responsible for the remaining 20% as well as any deductibles associated with your Part B coverage.
- Medicare Advantage: Medicare Advantage (Part C) plans may offer additional coverage or lower costs for hospital beds. Contact your plan directly for specifics.
Important Requirements -
- Doctor's Prescription: A written order from your doctor detailing the medical necessity of the hospital bed is essential.
- Specific Needs: Your doctor will need to specify the type of bed you need (e.g., semi-electric, fully-electric) and the features required to manage your condition.
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- Medicare Website: Visit the official Medicare website (https://www.medicare.gov/coverage/hospital-beds) for detailed information.
- Call Medicare: Contact Medicare directly at 1-800-MEDICARE (1-800-633-4227) for personalized guidance.